Dividend calculator
Enter a yield to project your dividend income, or pick a U.S. stock or ETF to replay its real dividends since 2016, reinvested or taken as cash, with money added every month.
- You put in
- $10,000
- Dividends reinvested
- $18,138
- Paid in the final year
- $1,792
Your inputs, not a forecast: payouts every quarter, steady growth, before taxes and fees.
Hover or use the arrow keys to read any year.Tap a bar to read its year.
Year by year
| Year | Dividends | Value at year end | Put in so far |
|---|---|---|---|
| Year 20 | $1,792 | $53,268 | $10,000 |
| Year 19 | $1,648 | $48,994 | $10,000 |
| Year 18 | $1,516 | $45,063 | $10,000 |
| Year 17 | $1,394 | $41,448 | $10,000 |
| Year 16 | $1,282 | $38,122 | $10,000 |
| Year 15 | $1,179 | $35,063 | $10,000 |
| Year 14 | $1,085 | $32,250 | $10,000 |
| Year 13 | $998 | $29,662 | $10,000 |
| Year 12 | $918 | $27,282 | $10,000 |
| Year 11 | $844 | $25,093 | $10,000 |
| Year 10 | $776 | $23,080 | $10,000 |
| Year 9 | $714 | $21,228 | $10,000 |
| Year 8 | $657 | $19,525 | $10,000 |
| Year 7 | $604 | $17,958 | $10,000 |
| Year 6 | $556 | $16,517 | $10,000 |
| Year 5 | $511 | $15,192 | $10,000 |
| Year 4 | $470 | $13,973 | $10,000 |
| Year 3 | $432 | $12,852 | $10,000 |
| Year 2 | $398 | $11,821 | $10,000 |
| Year 1 | $366 | $10,872 | $10,000 |
What reinvesting changed: SCHD since January 2016
$10,000 put into SCHD (Schwab U.S. Dividend Equity ETF) at the January 2016 close, held to Nov 5, 2026. Reinvesting each dividend bought more shares, which paid more dividends of their own.
Dividend calculators for popular funds
- SCHD dividend calculatorSchwab U.S. Dividend Equity ETF 3.0%12-month yield
- VOO dividend calculatorVanguard S&P 500 ETF 1.1%12-month yield
- JEPI dividend calculatorJPMorgan Equity Premium Income ETF 8.1%12-month yield
- JEPQ dividend calculatorJPMorgan Nasdaq Equity Premium Income ETF 12.9%12-month yield
- QQQI dividend calculatorNEOS Nasdaq-100 High Income ETF 15.6%12-month yield
- SPYI dividend calculatorNeos S&P 500(R) High Income ETF 12.4%12-month yield
- VYM dividend calculatorVanguard High Dividend Yield ETF 2.3%12-month yield
- O dividend calculatorRealty Income Corporation 5.5%12-month yield
How the calculator works
Real dividend history uses FinLab's daily U.S. prices and the cash dividends on record for every dividend-paying stock and ETF with a FinLab stock page. The starting amount buys at the close before your first year, each monthly addition buys at a month-end close, and each dividend arrives on its ex-dividend date. Reinvested dividends buy shares at that day's close, the same way total-return prices are built. Earlier dividends are restated for later share splits. Data runs to Nov 5, 2026.
Enter a yield projects forward from the yield you type: the payout is split into four quarterly payments, and the share price and the dividend per share each grow at the steady rates you set. Real dividends are cut and raised unevenly, so treat the projection as a range to think with, not a forecast.
To compare two funds' full returns, see the fund comparisons, such as SCHD vs VYM and SCHD vs JEPI.
Before taxes, fees and trading costs. For research and education; past dividends do not guarantee future ones, and this is not investment advice.